1099-Only Mortgage Loans in Texas

1099-only loans are for self-employed borrowers and independent contractors who earn income reported on 1099s.

Occupancy	Owner-occupied, second homes, investment

Part of: Self-Employed
Self-Employed? You Can Still Get a Mortgage
Bank Statement Loans in Texas

Programs, terms, and availability are subject to change without notice and may not be available in all states. All loans are subject to credit and property approval. This is not a commitment to lend. Ask me which options fit your situation.

Reviewed by Tyler Hardy, NMLS #2770579 — updated October 15, 2026 · Licensed in Texas

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1099-Only Mortgage Loans in Texas

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