FHA Loans in Texas

Eligible borrowers may qualify with a down payment as low as 3.5%. FHA permits maximum financing beginning at a 580 credit score, although lender, underwriting and borrower-specific requirements apply. Eligible gift funds may be used.

Conventional Loans in Texas

Programs, terms, and availability are subject to change without notice and may not be available in all states. All loans are subject to credit and property approval. This is not a commitment to lend. Ask me which options fit your situation.

Reviewed by Tyler Hardy, NMLS #2770579 — updated October 15, 2026 · Licensed in Texas

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FHA Loans in Texas

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