P&L-Only Mortgage Loans in Texas

A profit and loss statement, typically prepared by a CPA or tax preparer, can be used to qualify self-employed borrowers who lack two years of returns.

Part of: Self-Employed
Self-Employed? You Can Still Get a Mortgage
Bank Statement Loans in Texas

Programs, terms, and availability are subject to change without notice and may not be available in all states. All loans are subject to credit and property approval. This is not a commitment to lend. Ask me which options fit your situation.

Reviewed by Tyler Hardy, NMLS #2770579 — updated October 15, 2026 · Licensed in Texas

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P&L-Only Mortgage Loans in Texas

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