Second Chance, Individual Taxpayer Identification Number (ITIN) and Earned Equity Options in Texas
A previous bankruptcy, foreclosure or history of late payments does not necessarily eliminate every future financing option. Eligibility and applicable waiting periods depend on the loan program, credit event and borrower’s current qualifications.
- ITIN options for borrowers without a Social Security number
- Earned Equity is an alternative homeownership program—not a mortgage loan—for eligible participants who are not yet ready to qualify for traditional financing. Rights, obligations, purchase terms and equity treatment are governed by the program agreement.
What is the Earned Equity Program?
Eligible participants may occupy a qualifying home while working toward future mortgage readiness. Any future purchase opportunity, pricing and equity treatment are governed by the participant’s program agreement.
All loans are subject to credit and property approval. Ask which programs fit your situation.
Related
- Non-QM and Portfolio Mortgage Lender in Texas
- Individual Taxpayer Identification Number (ITIN) Mortgage Loans in Texas
- Turned Down for a Mortgage? Get an Honest Second Opinion
Programs, terms, and availability are subject to change without notice and may not be available in all states. All loans are subject to credit and property approval. This is not a commitment to lend. Ask me which options fit your situation.